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Gifts of Retirement Plans

How it works

You name Mercy Foundation as the beneficiary of your retirement plan.

Any residual left in your plan when you die passes to the Foundation tax-free.


  • Avoid the potential double taxation your retirement savings would face if you designated them to your heirs.
  • Continue taking lifetime withdrawals.
  • Maintain flexibility to change your beneficiary if your circumstances change.

Consider a gift from your retirement plan if you:

  • Have a 401(k) or other retirement plan you want to gift to Mercy Foundation through your estate plan
  • Have an IRA plan you want to gift directly to a Sisters of Mercy ministry and you want Mercy Foundation to help facilitate the gift
  • Want to balance your giving between providing for your family and for the community
  • Want to ensure the most efficient distribution of the assets in your estate

Note: Mercy Foundation cannot receive IRA gifts, but can help facilitate such a gift for a Sisters of Mercy ministry you choose.

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More about gifts of retirement plans
Gift example

For assistance with this gift plan, please complete the request information form or contact Kevin Duggan at (916) 851-2703 or e-mail to Kevin.Duggan@DignityHealth.org.